An early inheritance avoids probate fees or the estate administration tax.

It can be as high as $15 fee for every $1,000 of estate value.

An early inheritance can help your children

1. Make a down payment on their home.
2. Pay for their children’s education.
3. Help them start up a business.
4. Pay for a wedding.

A reverse mortgage allows you to cash in your home’s equity tax-free.

Advantages of reverse mortgages

1. Your investments remain intact.
2. You have no regular monthly payments or fees.
3. Your income is not affected.
4. The money you get from a reverse mortgage is tax-free.